Micro-enterprises Development

Divine Microfinance fosters proper management of micro-enterprises by its clients by improving clients ability to manage business and credit obligations, as well as improving efficiency and good business practices. This is done by among others: Proper business planning, Marketing, Customer care, Proper Record Keeping, etc.

Divine Microfinance offers the following trainings:

Pre-disbursement trainings – These trainings mostly emphasize understanding of the loan terms, group formation and dynamics, leadership skills, financial discipline, loan tracking and basic business planning skills.

Post-disbursement trainings – These are follow-up business skills trainings that further support the poor to articulate business issues and further exploit the business potentials around them. The common themes of interest include:

(i) Business planning

(ii) Marketing

(iii) Customer care

(iv) Record keeping

(v) Resource mapping and mobilization

(vi) Networking

(vii) Basic accounting

(viii) Budgeting